Fees and Financial Help

We've put together some information and tips to help you manage your finances while you're studying.

If you're looking for information about specific fees at Toi Ohomai including how to pay, please visit the Fees Information page.

Cost of Living Guide

Here's a rough guide to help you budget for life as a student.

Item Price Item Price
Takeaway pizza $5-$20 Bread (loaf) $2-$4
Milk 1L $3-$4 Petrol/L (fluctuates) $2
Taxi/km $3-$5 Pair of jeans $50-$150
Movie ticket $10-13 T-shirt $15-$80
Going out for dinner $30-$60 Haircut (male) $15-$45
Shampoo $5-$25 Haircut & blowwave (female) $40-$65
Toothpaste $2-$9 Visit to doctor $45-$85
Coffee $4-$6 Visit to dentist $75-$300
Beer, 375ml from supermarket $3-$5 Coca cola 600ml $3-$4
Beer, 375ml from bar $6-$8 McDonald's Big Mac $7
Rent (3 bedroom flat) $350/wk Power bill/month (3 flatmates) $225 total
Phone (landline)/month $60 total Gas heating/month $80 total
Groceries for 3 flatmates/month $850 total    

Budgeting Calculators

Jobs for Students: Earning While you Study

Student Job Search is an employment agency just for students and it’s a FREE service all all students of Toi Ohomai.

From one-off jobs around the home through to full-time graduate positions, Student Job Search is your one-stop-shop for earning as you learn and gaining valuable on-the-job experience.

Student using VISA card over the phone

Student Job Search is a not-for-profit, owned by tertiary student associations throughout the country. It’s co-funded by the government and the student associations themselves.

Free Fees

Yes, it's happening! Find out all about it on the Fees at Toi Ohomai page

Scholarships and Grants

Scholarships and grants are a way of helping you meet fees, course-related costs and living expenses, and they're for all sorts of people, not just the ‘straight A’ students.

If you want to apply for a scholarship, get in early to increase your chances of being successful. To help you, we’ve pulled together some handy scholarship application tips!

View the full list of scholarships administered by Toi Ohomai

Student Loans and Allowances

All of our full-time courses qualify for student loans and allowances through StudyLink and several of our part-time courses qualify for student loans. Note though that courses defined as part-time on this website won't necessarily match Studylink's definition and this can impact your eligibility, so please check with them directly.


Financial help is available for selected courses through StudyLink, the agency that administers student loans and allowances, student hardship support and bursaries.

  • A student allowance is a weekly payment to help with your living expenses while you study. It’s money that you don’t have to pay back.
  • A student loan can help finance your study and is made up of three parts (course fees, course-related costs, and living costs). You choose which part(s) you need. This is money that you have to pay back, so choose wisely.

Applying early for funding will help you receive payments promptly so apply as soon as you can.

How to apply for a StudyLink Student Loan or Allowance

Apply online at the StudyLink website but before you start, make sure you have:

  • your bank account number
  • your IRD number
  • current email address
  • your course start and end dates (approximate dates may also be accepted)

StudyLink will start processing your application and you’ll receive a letter from them which you’ll need to sign and return, or confirm online. You might need to send other documents. You'll be able to track your application online.

StudyLink will check your details with us to make sure you’re enrolled, then you’ll receive a letter saying what you qualify for and when payments will start.

Need More Help Applying?

  • Rotorua’s Mokoia Campus - call in to the StudyLink Helpdesk (in N Block, next to the cashier) where we have dedicated computers and staff on hand to help you
  • Tauranga Campuses - head to the Information Centre
  • Taupo, Tokoroa or Whakatane campuses - please contact your campus administrator
  • Contact StudyLink directly on 0800 88 99 00 or online at www.studylink.govt.nz

Youth Guarantee Programme

The Youth Guarantee programme offers “free fees” training for 16-19 year olds, across a range of courses. It's a great opportunity to figure out the way forward in an understanding, supportive environment, especially if education has been challenging so far.

Contact us to find out more.


Pop in to any of our Information Centres and our friendly staff will answer your questions and point you in the right direction for financial services and extra support.

Contact information

Information Centre, Bongard Centre

0800 86 46 46

07 571 0190

Monday-Friday, 8.00am-5.00pm

Ground Floor, Bongard Centre

Information Centre, Mokoia Campus

07 346 8984

0800 86 46 46

Monday–Friday, 8.30am–5.00pm

N Block, Mokoia Campus

Private Bag 3028, Rotorua 3046, New Zealand

Information Centre, Windermere

07 571 0190

0800 86 46 46

07 544 2386

Monday-Friday, 7.45am-5.00pm

B Block, Windermere Campus

Private Bag 12001, Tauranga 3143, New Zealand